| Introduction | | ix | (4) |
| Profiles | | xiii | (4) |
| Acknowledgments | | xvii | |
| PART ONE | | 3 | (32) |
| Chapter 1 Retirement 101: Learning the Basics Understanding the basic financial and retirement concepts necessary for developing an effective retirement program for you. |
| | 3 | (10) |
| Chapter 2 Financial Architecture: Creating a Portfolio Blueprint Understanding risk and asset allocation. |
| | 13 | (14) |
| Chapter 3 Learn from the Past: Avoid Mistakes in the Future A list of common retirement errors that anyone can make--and how to avoid them. |
| | 27 | (8) |
| PART TWO | | 35 | (58) |
| Chapter 4 Special (k): Using Your Employer's 401(k) Plan to Meet Your Retirement Goals The advantages of participating in your 401(k) plan. |
| | 35 | (12) |
| Chapter 5 Special (k): Adopting a 401(k) Plan to Meet Your Company's Needs The business advantages of creating a 401(k) plan. |
| | 47 | (4) |
| Chapter 6 Go with the Cash Flow: Profit-Sharing Plans An answer for business owners who may want flexibility in plan contribution amount. |
| | 51 | (8) |
| Chapter 7 Two for Your Money: Combining Defined Contribution Plans An option offering maximum opportunity and flexibility for the business owner in need of higher contributions and minimum commitments. |
| | 59 | (8) |
| Chapter 8 Supercharging Your Retirement Program: A Plan for Late Starters and Those over Fifty Using a defined benefit plan to help older and wealthier business owners maximize their contributions. |
| | 67 | (6) |
| Chapter 9 The Age of Reason Begins: Older Can Be Better The age-based profit-sharing plan for those employers who are older than their employees and who want flexibility in plan contribution amount. |
| | 73 | (4) |
| Chapter 10 Simply the Best--The Ins and Outs of the SIMPLE Plan Understanding a new type of retirement plan tailor-made for certain business owners. |
| | 77 | (4) |
| Chapter 11 Closing the Gap: What To Do When Your Employer's Plan Just Isn't Enough How to take control of your retirement by using tax-favored products to help supplement your retirement plan. |
| | 81 | (12) |
| PART THREE | | 93 | (107) |
| Chapter 12 The Midas Touch: Doing the Impossible with Creative Business Strategies Five case studies for the successful business owner which show how to lower taxes and/or increase retirement benefits. |
| | 93 | (10) |
| Chapter 13 Give and Ye Shall Receive: The Benefits of Rewarding Key Employees The advantages of setting up a discriminatory retirement program designed for key employees. |
| | 103 | (16) |
| Chapter 14 Planning for Keeps: How to Keep Together What You Put Together Minimizing estate and income taxes for individuals with substantial retirement accounts. |
| | 119 | (20) |
| Chapter 15 Double Your Advantage: Use Your Retirement Plan to Help Protect Your Estate Using tax deductible contributions to pay premiums for life insurance that is needed for estate planning. |
| | 139 | (16) |
| Chapter 16 You Can't Take It with You: Business Succession Planning Using a qualified plan to help fund a business continuation program. |
| | 155 | (8) |
| Chapter 17 To Have and to Hold: Medicaid Asset Protection Protecting property from Medicaid recapture. |
| | 163 | (22) |
| Chapter 18 The Honeymoon Is Over Using a qualified plan account to fund marital obligations pursuant to divorce. |
| | 185 | (6) |
| Chapter 19 Heads I Win, Tails I Win: Charitable Giving--Advantages for Both You and Your Favorite Charity A creative way to use a charitable remainder trust as a retirement program. |
| | 191 | (9) |
| Appendix A: A Spectrum of Retirement Plans A summary of qualified retirement plans and their key attributes. | | 200 | (5) |
| Appendix B: Summary of Recent Legislation The effects of new legislation on your retirement plan. | | 205 | (10) |
| Appendix C: Glossary of Financial Terms | | 215 | (6) |
| Index | | 221 | |
